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Reversal of fortunes What it takes to get through the financial crisis CMS: New guidelines for the preparation of business plans issued InterGlobal appoints Group Head of Legal and Compliance in the UK Time flies when you’re having fun! SARS: Changes to provisional tax payments Foretelling earnings key skill in market turmoil – BJM PCS BESA Board supports JSE’s higher offer How to invest your bonus A year for preserving capital Capitation model is the model to watch for medical funds, says Bonitas South Africa’s interest rate policy: Prudence demands a Bold Move Consumer confidence edged lower during 08Q4 Check your insurance cover before renting your house out over the holidays Make sure your house is safe while you are away The Banking Association of South Africa calls for gazetting of charter Swiss Re's economists predict severe recession for industrialised economies; insurance industry needs to preserve capital to remain resilient Old Mutual encourages consumers to exercise their rights New limitation on asset-for-share transactions Equinoxe turns to Compuscan Direct to Develop Credit bureau Solution to Boost Senegal Credit Industry The road to recovery Insurance pitfalls to avoid – Liberty lists the Big Five The intermediary remuneration minefield Werksmans Legal Brief December: Navigating the 2008 Tax Amendments Beat the financial hangover this festive season BoE Private Clients rated top stockbrokers in KZN Micro-Insurance challenges facing cell captives in SA UMA's in the best interest of SA policyholders STANLIB's Weekly Focus 08 December 2008 Will he or wont he? The great Christmas debate BoE Private Clients' Christmas stocking stock picks for 2009 BJM Multi-Manager unit trusts prove themselves in first year Deneys Reitz: Intermediaries remuneration Determining value in the life assurance business Mantshimuli named Insurance economist at Liberty 2008 Tax Statistics KPMG surveys big business in S.A. on current economic conditions South African hedge funds hold their own Dramatic pension reform but no big bang, says Liberty From Private Jets to Hybrid Cars – is this enough to secure a bailout for US automakers? Spare parts rip the heart out of short-term margins Maria Ramos resigns from Sanlam Boards Sanlam: Operational Update – December 2008 Astute Newsflash: STANLIB launches its LISP and unit trust data on Astute’s platform Urge clients to hold on, Liberty tells advisers The Banking Association Debtor Financing Committee: Transparency key to sound business support for SMEs Pharmacists’ proposals can reduce medicine costs by 8-12% Swiss Re’s new sigma study explores the growth of insurance in emerging markets and the prospects for Islamic insurance Old Mutual on what every divorcee should know about retirement Will the insurers ever take responsibility?