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Recognising the signs of mental illness Work of insurance Ombud’s Offices continued despite COVID-19 disruption – complainants compensated R300 million Is SA’s new data and cloud policy cause for concern? African demographics changing rapidly, forcing to re-think pensions Covid-19 Loan Guarantee Scheme Update Global recovery underway Free Flu Vaccines Most common Bitcoin myths busted New Pay-for-Performance healthcare model could stem rising hospital costs Has COVID shaped new trends for SA investors?

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The offshore versus onshore debate has raged for decades. What portion of your clients’ discretionary ‘risk on’ capital would you consider investing in offshore equities?

ANSWER

	Allocate per regulation 28
	70% or more offshore; but consider rand strength / weakness when moving funds
	70% or more onshore; JSE will outperform on a 3-5 year view
	Take everything offshore; too much political risk

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This month's headlines

Randsomware attacks... SA businesses' biggest risk

Know the difference - compliance vs ethics

Better business by virtue of Beethoven

The future of vaccines

Harmonisation of retirement funds

Call centres and the maze of auto-prompts

The next 18 to 24 months are going to be tough

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Doing Business Better

Pitfalls that make you lose clients – Part 1 Pitfalls that make you lose clients – Part 2 Building blocks to brand loyalty – Part 2 Building blocks to brand loyalty – Part 1 Reaching a prospect who already has an adviser – Part 2 Reaching a prospect who already has an adviser – Part 1 It is so much better to get a "Yes" – part 2 It is so much better to get a "Yes" – part 1 A win-win strategy for a sustainable practice – Part 1 A win-win strategy for a sustainable practice – Part 2

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