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There is a benefits package sitting in an email somewhere in your company right now. An employee received it on their first day, skimmed it, and has not thought about it since.
There is a quiet crisis unfolding on South Africa's balance sheets, and most businesses do not know it is there.
Most employers believe that having employee benefits in place means they are doing right by their people. Retirement funds exist. Risk cover is provided. Medical options are offered. On paper, everything looks fine.
Employers are continuing to fund salary increases above inflation, but new data suggests pay alone is not giving employees the financial buffer they need.
Do you think short-term insurance broking will survive the AI plus humanoid robotics age?