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Machine vs human: finding the balance

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Client aspirations take centre stage as advisers rethink retirement planning

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	Limited career growth and development opportunities
	Restrictive product offerings that don’t meet all client needs
	A lack of support or recognition from Financial Services Providers (FSPs)
	Changing client expectations and shifting market trends
	High administrative and compliance burdens that limit time with clients
	Difficulty in differentiating my value in a competitive market
	Increased pressure to integrate technology and digital tools into my practice
	Navigating economic uncertainty and its impact on clients’ financial decisions
	Balancing business growth with maintaining strong client relationships
	The unpredictability of commission-based earnings

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