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B-BBEE has the power to drive transformation, but only if businesses harness the benefits for themselves Santa Claus is coming to Chinatown Delayed gratification is priceless Life Ombud: Complainant’s contention upheld Is interest at 60% a year lawful? How about 72%? South African Legal Issues – keeping lawyers busy PSG Konsult introduce consolidated personal information platform Make sure your pool is well maintained this summer to ensure claims are paid Reward your future self with your current standard of living BOE private clients appoints new regional head: Gauteng Maintaining quality in a cut throat commercial risk market Succeeding In Volatile Markets In 2012 New Swiss Re sigma study explores product innovation in non-life insurance Five investment resolutions for 2012 Moonstone: Changes in Legislation and the REs Banks Insist on Credit Insurance for Security FISA adopts new constitution Can independent advisers underwrite the entire financial services universe Experian SA appoints new Managing Director Swiss Re provides estimate of its claims costs from Thailand flood House price recovery still some way off Year Plan to improve your finances New Environmentally Friendly ETF Listed on JSE Low interest rates and euro debt crisis will negatively impact insurer profitability SARB's conundrum - inflation targeting or growth? Glacier by Sanlam named top investment platform by FIA Southern Cape SA businesses urged to meet alarm requirements to prevent financial shortfalls World AIDS Day: Community involvement and education the key to prevention Nedbank launches green ETF to enable investors to trade their convictions without sacrificing performance Despairing families giving up on retirement saving – Absa Registrar approved surplus - Engineering Industries Pension Fund and the Metal Industries Provident Fund SA Jewellery retailers face increase in theft over Christmas The FPI National Financial Planning Week to lead SA consumers to a better financial life Marrying tradition with westernised policies Absa launches its Disability Declaration Awareness Campaign AIDS programmes bear fruit in the workplace From regulatory ranting to yet more global financial intervention Does treating advisers fairly extend to the FAIS Ombud? Does treating advisers fairly extent to the FAIS Ombud? Zurich CEO set to retire Managing workplace wellness in a time of HIV and AIDS Do you have the right risk cover? HIV in the workplace - Employers can play a strong role in overcoming the concern Katz Breskal insurance brokers joins RBS to create one of SA's leading independent brokerages Investors need to be wary of increasing offshore investment as a result of altered exchange regulations Financial Planning: How does divorce impact on retirement fund benefits? Road Accident Benefit Scheme offers hope for the future Moonstone: PI Cover under the Spotlight South Africa Inc is still picking up the pieces Promotion of Access to Information – is your manual ready?