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Decline in SA farmers to have significant impact on insurance industry Fierce competition amongst South African retailers leads to new risks in retail industry Africa open for business – a view from Davos New short-term ombudsman will meet challenges head on Hazardous pursuits essential for SA mountain climber Mutual & Federal announces key African appointment Peresys deploys Iress retail product suite in SA Reviewing your financial plan in 2012 Market volatility and your portfolio – staying the course Mistakes that ruin your retirement Car insurance: pertinent advice for 2012 INSETA helps small brokers to open up their workplace to learners Medical gap cover gives 100% peace of mind Insurers gear up for new solvency regime Businesses must have insurance contingencies for load shedding Lifestyle choices determine your future Outstanding Budget items that could be included in 2012 OMIGSA pre-budget speech outlook Make sure you diversify when you diversify… Effective offshore investment strategies require informed trustee decision-making SA brokers and managers more optimistic about economy and markets in 2012 A call for government to spend our money carefully Legislation and mergers remain key trends for UMAs in 2012 Longevity means saving more wisely, too SA retirement savings failure - government could be overburdened by old age grants Update on the world’s economic headache… Greece Healthy lifestyles have the potential to reduce healthcare costs 2012 Budget focus should not be on allocation of funds but how funds will be spent to achieve true economic value Getting to grips with new binder regulations RE:CM global feeder fund outperforms peers in 2011 by not following the herd 76% of all deliveries via C-Section Time to top up your Retirement Annuity Ashburton insight : Greece passes austerity measures / Surprise Chinese inflation jump 2012 Budget Projections The changing landscape of third party compensation in South Africa: how does it affect you? CMS: Court rules regulator did not defame medical scheme Zurich performs well in 2011 and proposes dividend of CHF 17 Swiss Re has launched its first iPad app CargoTransit Insurance joins Compass Insurance stable Competition to boost SA entrepreneurs Investec Structured Products launches two FTSE/JSE Top 40 linked investment products Financial services industry grapples with severe shortage of critical skills and regulatory oversight Zurich proposes name change as well as two new members for election to the Board of Directors KPMG: Funding the NHI - Income tax vs. VAT vs. sin taxes South Africa’s fortunes tied to global stability Insurance underwriters urged to consider software escrow as a tool for managing risk Minister owes taxpayers more clarity on scope of NHI funding The implications of the new companies act on the residence of a company The price of being too conservative A two stock investment strategy