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When the gap becomes a chasm National Debt Mediation Association (NDMA) welcomes survey showing consumers benefit from alternative dispute resolution services Liberty Holdings delivers an impressive first half performance Zurich reports 9% increase in gross written premium amid tough underwriting conditions Women to empower themselves through financial planning Is your clients critical illness solution good enough? Financial Planning with trusts The trends and effects of AIDS on group life cover Is independent advice under threat? Breast cancer gene testing and prophylactic mastectomies Education becoming a luxury? Income protection gap remains alarmingly large Differentiation between asset and income protection is important The role of group risk products in retirement planning… is this changing? Play the game or pay up Problems with prevailing ethics of regulation To debar or not to debar…that is the question? Part Bond industry, what’s next? Economic insight : the good, the bad, and the ugly Hedge funds – local is different The best retirement fund ever A banquet no one hopes will take place Finding balance between risk and liability as a broker National Health Insurance - a bitter pill to swallow NHI: Snail pace to ensure smooth implementation Technology and the art of smart business In challenges lies opportunity Nowhere to hide from a hard market cycle Stagnant risk pool – how to attract the uninsured What insurers need to know about online liability Mergers and acquisitions - an interesting industry mix A fresh take on the short-term underwriting cycle Increased demand for the security of construction guarantees Mobile apps to change the way insurers and brokers do business The Dangers of hijacking, hostages, squatting and porn pirates FIA and FSB square off over regulation What client value proposition do we offer? Following a mistake? The delight of owning a pet requires ‘risk management’ ACE Insurance takes the lead with the Young Executive Programme The secret behind success is finding the right balance Conflict of interest : The fees vs commissions debate will significantly impact the industry Preventative surgery in case of genetic predisposition : is it a claim? Brokers and customers remain central to Mutual & Federals core business model Service Level Agreements key to client satisfaction Will the playing field ever be equal? A tsunami of regulation floods the financial sector JSE launches online virtual trader Finalists for leading entrepreneurial competition announced PKF George joins Grant Thornton South Africa