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Contradictions in medical legislation will impede success of NHI Real challenges for schemes and administrators Benefits becoming a sticky issue The POPI Bill and medical schemes Do health management programmes help? Digging deep for health benefits Making sense of beneficiary funds Reshaping advice The RA debate continues Insurable interest sailing close to the wind Burden of regulation identified as top risk Do not be confused Industry challenges and opportunities guide young advisers to success The benefits of going paperless Whose responsibility is it anyway? Risk management crucial for unforeseen risks Diving into blue ocean Financial advisers are making ETFs popular The executor: dealing with disqualified heirs The limits of freedom of testation in a multi-jurisdiction estate Income protection: competing with the world’s best The road to success Studying and reading: the critical interdependency Stocktaking is vital The battle against insurance fraud When data can save your client’s life Revamp the industry using verifications Risk assessments: throw out generic assumptions Policy wordings: words matter Standardised wordings and plain language: a major headache Contracting insurance in the specialist short-term industry Basic principles lead to success Financial planning as a profession: where do you fit in? The FSB has its say on Model Insurance Natural rights and the right to contract on commission Camargue invests in the future Riot Wrap insurance - what you need to know AIG innovates in tough times Creating true value for customers Connecting the .coms for your clients Hi ho, hi ho, it's off to work I go... Do we really need TCF (without any benchmasrks)? The cost of compliance: over-stretched The real cost push on brokers by industry Highlights of 2013 New National Annual Cocktail Function - 2013 Investec SA Private Bank and Wealth takes top honours in Geneva SATRIX changes the game in passive investments again Broadening Your Employee Benefits Portfolio with Gap Cover Eskom Pension and Provident Fund (EPPF) appoints Maitland