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Further deterioration in non-durable goods retail sales during 2012Q3 German ruling and ECB plan mark watershed for bond investors Summary of the FISA Conference Children in the Wilderness: Fedhealth Tour de Tuli 2012 - a Success Story Are you prepared for a major catastrophe? New top-end benefit option ensures ultimate in healthcare Nedbank App Suite™ now offers convenient mobile banking for business clients Three pillars of medical scheme sustainability Plan your UMA with the future in mind Learning from our Olympians New appointment at ACE GCR affirms AAA rating on Absa Insurance Cashless SA society - closing the gap between the banked and the unbanked world Adding Insurance to Employee Benefits Entrenches Staff Loyalty Ten good reasons to invest in money market funds RMBH increases normalised earnings by +23%, FirstRand’s normalised earnings up strongly at 26% MMI posts solid results Be Inspired Retired! Financial consumer KOs advisers in round one of this epic courtroom tussle SA Paralympic medalists must invest winnings to reap long-term rewards Regulatory changes and economic conditions pose challenges for South Africa’s asset management industry Why third party risk management matters Good oral health vital to overall wellness Homeowners urged to make use of reputable builders for home renovations China Economy – Government to Stimulate Domestic Demand Ten management lessons you should apply in your practice Africa the next target for Islamic insurance, says Absa Swiss Re expects re/insurance prices to increase moderately and is wellpositioned to support clients on a sustainable basis Contrarian thinkers air their investment views at RE:CM conference Sigma: Facing the interest rate challenge Three portfolio managers confirm that South African shares are too dear Winners named for the 2012 Sanlam / Business Partners Entrepreneur of the Year® competition Moonstone: And Justice for All South Africa’s VAT System Comes of Age – 21 Years Fight against rhino poaching savagery gets insurance support Investing in property – are you a home owner or a shareholder? Cost of floods has more than doubled in the last 10 years and now rivals earthquake losses, says new Swiss Re publication The uninsured are more vulnerable in tough economic times Gold still a firm safe haven for investors in a troubled economy ETFs offer multiple opportunities to realise retirement reforms in SA Compass Insurance receives A+ rating from GCR FSB: Resolution Life under curatorship Even honourable men speak with forked tongues Ashburton: Predictions on September 2012 Stricter traffic regulations in Western Cape welcomed to reduce accidents Protected equity a preferred asset class in volatile markets Sanlam sustains delivery with continued focus on strategy execution The mobile web goes mainstream: Absa The role of cost in the sustainability of the SA retirement fund industry