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Calculating Reduction in Yield (RIY) relies on assumptions Raging Bull awards Be aware of ETFs in 2013 Why your Medical Aid client cannot do without Gap Cover The effect of complex regulation on Pension Fund Trustees Government to shake up retirement saving rules Insurers flooded with flood claims The great debate Does our law require a causal link: Yes or no? Protect your clients against cyber crime INSETA sets out strategy to prioritise skills development needs Continuing Professional Development (CPD) - What you need to know FPI aims to increase number of CERTIFIED FINANCIAL PLANNER® Professionals Promoting the value of good financial advice MUA’s Path to Sustainability in the Insurance industry paved with Innovation Bestmed charters path to success Revisiting the FAIS Act Abolish insurer’s undisclosed involvement in subrogation Transforming the engineering insurance sector David 2 - Goliaths 0 Grandmark secures two big wins for the Consumer Lowering risk and adding value through health and safety compliance Work smarter, not harder! Campaign contributions Emerald appoints new CEO Absa champions financial advisory training EMEA commercial insurance market expected to remain stable in 2013, although rates set to rise for financial institutions Investment in Passive Investment Products Now Close to R150 Billion Risk Management essential to avoid financial loss of fire damage REZCO Value Trend Fund wins third Raging Bull Award Investment 2013: some local is lekker Risk averse South Africans stay in balanced funds – Despite equities performing strongly Market recovery does not necessarily reflect improved economic conditions De-risking the planet: The trajectory of human evolution ASISA stats Q4 – trend into asset allocation continues Financial inclusion moves to centre stage as world grapples with recovery Reaping the benefits of blending unit trust funds FPI 2013 Financial Planner of the Year Entries Open RE:CM eyes cyclical, construction and gaming shares in 2013 Two-thirds of the World’s Business Sectors To Carry Risks in 2013 Secure your child's assets while at varsity Resources shares: The start of better things or tread carefully? Moonstone: Policy Replacement Requirements Property moves up despite weak rand, bond rates Moonstone: Compliance Officer Exemption from REs CMS: Regulator fights poor governance at Liberty Medical Scheme Moonstone: FSP Numbers Airspace Africa Underwriters and Amlin Aviation partnership Life Insurance confidence recovers from a weak third quarter Guardrisk Insurance Company Limited retains AA rating 2013 Resolutions: Focusing on preparing for your retirement Give your children an advantage: start saving for their education now