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Consumer credit health of south africans deteriorates to lowest levels in three years

05 May 2016

Higher inflation and interest rates are having an adverse effect on the credit health of South Africans, according to TransUnion’s Consumer Credit Index (CCI). The CCI decreased in Q1 2016 to 46.1, down six points from 52.1 the previous quarter.

Still very real deficit in SA savings environment, Index finds

04 May 2016

The latest results of the Investec GIBS Savings Index reveal a net figure for 2015 of 63.0, down from 63.4 for the first half of 2015. Launched in January 2016 to provide the real facts around SA’s national state of savings, the index score paints a subdued picture of the country’s ability to fund investment through savings. In turn, this points to low levels of near-term economic growth with an on-going need to remain a willing recipient of foreign capital to fund investment. Positives from the data include cumulative gross savings as a percent of GDP are holding up well, capital stock per worker continues to show steady gains and SA’s high real interest rate for 2015Q4 stands out favourably in a world of capital mobility.

Global consumer lending: Size, segmentation and forecast for the worldwide market

04 May 2016

In real terms, consumer lending balances have been rising most rapidly in China, the Philippines and Colombia although among major countries, Danish consumers carry the most debt as a proportion of GDP.