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The loss of a loved one due to a road accident is an enormously painful experience and if the person who died was the family’s main breadwinner it can also result in financial difficulties for those left behind. However, South Africa’s existing legal system takes this into account.
If you’re planning to hit the road this Easter holiday, stay off the booze and get enough sleep.
The Road Accident Fund (RAF) solicits claimants to deal with them directly without legal representation and then takes advantage of these unrepresented ‘direct claimants’, by neglecting to process their claim fairly or timeously, under-settling the claim or allowing it to expire resulting in claims being unenforceable, which is bad news for victims.
If you own an insured motor vehicle and you have ever had to claim from your insurance you should be familiar with the word, Excess. An excess is simply the uninsured portion of your loss or that portion of the claim you must pay for.
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