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Don't let your finances be your downfall

27 July 2016

Women play many different roles throughout their lives and have many unique needs compared to men, this includes financial needs. As a woman you need a unique financial plan that is specifically suited to you and much like the perfect pair of shoes, the perfect financial plan will have you standing tall and confident.

The difference between age rated and level rated insurance premiums

19 July 2016

When it comes to life insurance, a policyholder will either be charged a level rated premium or one that increases each year at a fixed percentage (i.e. an escalated premium) or in line with the age rated increases matching the increase in risk. It is important for policyholders to understand the difference between these premium patterns so that they can ensure they are paying the most appropriate rate for their life insurance, both now and in future.

Are you saving enough for your child's future?

19 July 2016

Saving for your children’s future is a financial gift every parent would like to provide, especially if it can shape their lives in a meaningful way.

Poor spending habits hamper consumers’ savings

18 July 2016

At least once in the last year, 57% of South Africans found that their income did not cover their living expenses. Recently released in the 2016 Old Mutual Savings and Investment Monitor, this statistic highlights that consumers are understandably struggling to stretch their household budgets, and that many South Africans are not being as financially astute with their spending as they could be.

quick poll

Question

The strongest deterrent against FSP compliance missteps is or should be:

Answer

A criminal conviction Debarment Fine or penalty Any of the above can work

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