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Life and disability benefits: are you suitably covered?

15 October 2015

Many employees belong to a group company scheme that provides them with life and disability cover, yet remain unaware of the benefits that they are due and as such do not claim these benefits even when they are entitled to them. Added to this, many employees are also unaware of how their cover works, for example whether their cover continues when they are absent from work because they are taking part in a strike, or even if they are retrenched.

Avoid payout delays by choosing the right beneficiary on your life insurance

13 October 2015

The process of taking up life or funeral insurance is often treated as a tick-box exercise and people overlook important factors such as selecting the right beneficiary. In most cases, nominated individuals are not even aware that they are beneficiaries on someone’s life or funeral insurance policy.

The Jerrier v Outsurance judgment explained

12 October 2015

It has been suggested by some that the judgment against Outsurance in favour of Mr Jerrier in the KZN High Court 2015 resulted from a failure of plain language. On the contrary, it is based on the plain meaning of the bargain. The court found:

'Tis the season to get married: Are you prepared for marriage admin?

30 September 2015

With December just around the corner, you have probably already started planning your trip home for Christmas – an occasion which inevitably will include a variety of summer family celebrations, from initiations to weddings.

quick poll

Question

The strongest deterrent against FSP compliance missteps is or should be:

Answer

A criminal conviction Debarment Fine or penalty Any of the above can work

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