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It is often difficult for advisers and intermediaries who are under increasing pressure with legislative bodies to maintain the right balance between satisfying clients, and maintaining a competitive edge.
Beneficiary funds were introduced in January 2009, yet many pension fund trustees and financial advisers remain unaware or confused about their use and advantages. Fairheads Benefit Services believes that all financial advisers, especially those who advise on employer sponsored group life policies, should be aware of this important fiduciary service and investment product.
The penetration of commercial lines affinity schemes continues to grow, especially among professional associations: Towergate and Hiscox are the most prolific providers.
Brokers battle for growth in a valuable but stagnant market.
If you had to choose one approach to protect your hard-earned investment cash from today’s market madness, which would it be?