Intermediaries / Brokers

Medical aid and gap cover – the top broker concerns for 2019

The affordability of medical aid is the number one concern for many brokers in 2019, as premiums continue to increase while coverage decreases. Increasing medical inflation means that even substantial increases in premiums cannot keep pace, and as a result many medical schemes are implementing restrictions on certain benefits, increased co-payments along with other measures to ensure the long term sustainability of the industry.

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RDR and your career as an intermediary

How will my career as a financial adviser change as the Retail Distribution Review (RDR) comes into play? Jacques Coetzer, General Manager: SPF Distribution at Sanlam says he is asked this question frequently. “There will undoubtedly be significant changes in some areas, and others will be less affected or not change at all. While the finer details of RDR are still being ironed out, on some of the primary principles in the proposals little has changed in the recent past in terms of a future dispensation.”

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