Intermediaries / Brokers / General

Broker intuition plus risk modelling for the win

Future-proofing advice

South Africa's financial advice and insurance landscape is entering a period of profound change. Artificial Intelligence (AI), evolving regulation, emerging risks and changing consumer expectations are reshaping how advisers operate and how clients engage with financial services providers.

Securing the future of independent financial advice under COFI and AI

Few issues are likely to have a greater impact on the future of financial advice than the implementation of COFI and the rapid rise of Artificial Intelligence (AI). Together, they are reshaping how advisers operate, engage with clients and demonstrate value in an increasingly complex environment.

Outcomes-based conduct regs near final hurdle

The pending Conduct of Financial Institutions (COFI) Bill has been branded by many commentators as the most significant overhaul of financial sector conduct regulation in South Africa’s history. It seems a fair assessment, provided the word ‘conduct’ appears in the phrasing; it is, after all, the last piece in a far larger regulatory development, being the country’s move to a twin peaks model of financial sector regulation under the FSR Act.