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World No Tobacco Day, celebrated on 31 May, is an initiative aimed at creating awareness on the impact tobacco has on cardiovascular health worldwide. Tobacco use is an important risk factor to heart disease, strokes and peripheral vascular disease. Lifestyle factors such as smoking, are an expensive habit on your general health (both as an active and passive smoker) and wallet.
While it’s easy for some of these technical terms to wash over us, understanding the structure of your Medical Aid and Gap Cover is a critical aspect of managing your family’s medical and financial affairs.
Do current solvency levels limit a medical scheme’s growth and inhibit expansion into low-income markets? One thing is for certain, there’s been a shift in global opinion about pre-determining the solvency ratios for private medical schemes. South Africa is no different.
Universal Health Coverage (UHC) is not just the responsibility of the Department of Health or the Minister, it’s for everybody, including the private sector, said Dr Ali Hamdulay, Chairperson of the Board of Healthcare Funders (BHF), speaking at a joint press briefing by the BHF, Council for Medical Schemes (CMS), and the Special Investigating Unit (SIU).
The strongest deterrent against FSP compliance missteps is or should be: