Polls

Ran from 29 Oct 2024 to 20 Nov 2024

Contract uncertainty is a growing concern in the non-life insurance market, affecting brokers and insureds. What do you believe is the best approach to address this issue?

Results

Brokers must demand clearer wording case-by-case. (37.5%)

FSCA should introduce new regulations. (25%)

Insurers must align on exclusions, even if legal challenges ensue. (25%)

Let the market decide. (12.5%)

Ran from 24 Oct 2024 to 28 Oct 2024

South Africa’s financial intermediaries face an ongoing battle to futureproof their businesses. Which of the following interventions do you back to grow your practice value and set you on an optimal succession pathway?

Results

Identify and incentivise new leaders (23.08%)

Leverage tech for better client outcomes (53.85%)

Partner with a network or larger firm (15.38%)

Span generations by hiring younger advisers (7.69%)

Sink your teeth into the retirement market (0%)

Ran from 13 Oct 2024 to 23 Oct 2024

The latest salvo in the active versus passive debate suggests that passive has an edge in highly efficient markets, or where the share universe is relatively small. In this context, how do you approach SA Equity investing?

Results

Active always, the experts know best (9.52%)

Active, but favour the smaller funds (4.76%)

Passive for the win (4.76%)

Strike a balance between the two (80.95%)

Ran from 03 Oct 2024 to 13 Oct 2024

How effective do you think technology is in improving compliance processes for FSPs?

Results

Ran from 18 Sep 2024 to 02 Oct 2024

The industry must embrace AI as a tool to enhance expertise, not as a replacement for it. In a rapidly evolving landscape, value will be defined by the ability to integrate AI while preserving the personal relationships that set professionals apart. Success will hinge on balancing cutting-edge technology with human trust. Do you agree?

Results

Yes (55.95%)

No (4.76%)

Balance is essential (33.33%)

AI this, AI that... pff (5.95%)

Ran from 05 Sep 2024 to 17 Sep 2024

What do you think the high volume of inquiries and withdrawal requests means for the future of the two-pot system?

Results

It suggests high demand and potential success of the system (6.85%)

It indicates possible problems with the system’s implementation or communication (5.48%)

It points to financial stress among individuals that could affect long-term retirement planning (58.9%)

It could be detrimental to the economy and people's retirement security (17.81%)

It’s too early to determine the impact on the system’s future (10.96%)

Ran from 04 Sep 2024 to 05 Sep 2024

AI and machine learning have taken data-based decision making to the next level. Do you think small short-term insurance brokerages are in a position to use tech to leverage data, or is this something that sits firmly in the product provider space?

Results

Ran from 27 Aug 2024 to 03 Sep 2024

What do you consider the biggest challenge in adapting to the new Ombud Council Rules?

Results

Ran from 21 Aug 2024 to 26 Aug 2024

The value added by financial advice has been hotly debated over decades. Which of the following financial advising functions do you believe add most value to you and / or your clients?

Results

Behavioural coaching to limit emotion-based errors (20%)

Consistent communication and relationship building (40%)

Estate planning to ensure intergenerational wealth transfer (0%)

Financial goal-setting and performance monitoring (26.67%)

Tax management and optimisation (13.33%)

Ran from 19 Aug 2024 to 20 Aug 2024

Do you think our leading insurers do enough to promote true advice independence?

Results

Current Poll

Other Polls

Latest News