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Current Poll
Other Polls
Ran from 29 Apr 2025 to 30 May 2025
The FSCA has issued some hefty administrative sanctions against FSPs for FIC Act breaches. What is your opinion of the fines handed down by the conduct authority?
| Fair and proportionate (55.56%) |
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| Excessive but justified (33.33%) |
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| Regulatory overreach (11.11%) |
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| The bigger the better (0%) |
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Ran from 23 Apr 2025 to 12 May 2025
COFI is coming, bringing a wave of change for financial planners. Which one of the following disruptors will have the biggest impact on your business?
| Adviser categorisation (36.36%) |
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| Omni CBR (9.09%) |
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| Remuneration models (27.27%) |
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| We are ready for all of it (27.27%) |
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Ran from 15 Apr 2025 to 02 May 2025
Discovery’s 2024 data highlights suicide and motor vehicle accidents as leading causes of unnatural death claims. Which of these insurance planning priorities do you find most relevant in practice?
| Choosing best-in-market product (3.85%) |
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| Cover from an early age (19.23%) |
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| Structuring risk-appropriate cover (34.62%) |
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| Supporting clients’ mental wellbeing (42.31%) |
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Ran from 05 Apr 2025 to 30 Apr 2025
What is the biggest challenge advisers face when including multi-asset funds in client portfolios?
| Adjusting for macroeconomic shifts (11.11%) |
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| Diversifying without overcomplicating (27.78%) |
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| Keeping clients invested through volatility (25%) |
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| Managing clients’ return, risk expectations (36.11%) |
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Ran from 31 Mar 2025 to 22 Apr 2025
The regulator seems confident the COFI Bill will be tabled in 2025, or perhaps 2026. When do you expect this conduct regulation to be enacted?
| 2025 is possible (23.21%) |
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| 2026 is more likely (42.86%) |
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| Eventually, but much later (23.21%) |
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| Sometime between now and never (10.71%) |
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Ran from 27 Mar 2025 to 14 Apr 2025
South Africa’s recent diplomatic jabs at the US have raised eyebrows. Could this political posturing lead to an unexpected FATF grey list review outcome, even after all the technical boxes are ticked?
| No, FATF is rules-based (42.86%) |
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| No, SA has done enough (14.29%) |
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| Yes, relationships Trump rules (14.29%) |
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| Yes, but blame the NPA (28.57%) |
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Ran from 20 Mar 2025 to 04 Apr 2025
Insurers are going next level on rating property risks. How are your clients responding to the use of geotagging | geo-mapping in underwriting?
| Premium is all they care about (70.59%) |
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| They accept it, reluctantly (17.65%) |
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| They are pushing back (11.76%) |
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| They see the value (0%) |
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Ran from 19 Mar 2025 to 04 Apr 2025
Market volatility can make investors do strange things… How do your clients reposition their unit trust portfolios during uncertain times?
| Balanced fund diversity (0%) |
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| Double-down on global equities (20%) |
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| Flee to bonds and cash (0%) |
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| Stick with the long-term plan (80%) |
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Ran from 12 Mar 2025 to 31 Mar 2025
What is ONE of the biggest challenges you face in your career as a financial adviser?
| Limited career growth and development opportunities (8.57%) |
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| Restrictive product offerings that don’t meet all client needs (14.29%) |
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| A lack of support or recognition from Financial Services Providers (FSPs) (2.86%) |
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| Changing client expectations and shifting market trends (5.71%) |
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| High administrative and compliance burdens that limit time with clients (25.71%) |
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| Difficulty in differentiating my value in a competitive market (5.71%) |
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| Increased pressure to integrate technology and digital tools into my practice (2.86%) |
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| Navigating economic uncertainty and its impact on clients’ financial decisions (11.43%) |
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| Balancing business growth with maintaining strong client relationships (5.71%) |
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| The unpredictability of commission-based earnings (17.14%) |
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Ran from 09 Mar 2025 to 31 Mar 2025
Should SA’s short-term insurance brokers take the lead in demanding standardised policy wordings?
| For sure, yes (66.67%) |
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| Not their job, no (0%) |
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| Regulator must step in (23.81%) |
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| This is not the solution (9.52%) |
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