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Why agriculture holds the key to tackling water waste

The 3 things that will affect your financial plan over the coming months

You started this year with all the best intentions. You might have reviewed your financial portfolio, assessed your investments, and confirmed your asset allocation in your investment portfolio – under the watchful eye of your financial adviser, of course.

Your clients (should) always laugh best

‘He who laughs last, laughs best’ is a fantastic 16th Century English idiom that could easily apply to adviser, client, insurer and regulator relationships in the context of today’s treating customers fairly (TCF) financial services environment. The idiom suggests that the person who seemed initially to draw advantage from a set of circumstances, he who laughs first, often ends up holding the short end of the stick… You will find examples of this idiom in action in all interactions in the financial services space, between adviser and client, adviser and insurer, client and insurer and each of these stakeholders and the regulator.

10 lessons in 10 years: what I’ve learned as a successful business owner which may surprise you

10 years ago, I started a business. Or so I thought. What I did was I went to the shop and spent R4 000 on a printer and printed a few letterheads and business cards. And I declared myself self-employed.