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Reinsurers profit despite catastrophe

Insurance is defined as the equitable transfer of the risk of loss from one entity to another, in exchange for payment. In the short-term insurance space your client’s “personal lines” policy transfers the risk of loss of his / her personal possessions an

Preparing your young adult for out of home living

It’s bound to happen sooner or later. Children grow up and leave their parental home to find their way in the world independently. How successful they are out there in the big, wide world depends on many things. Chief among those things will be their

Plan those festive season purchases

Opinion Piece: Best practice is not necessarily best