Cover reimagined: Where self-insurance meets traditional protection
30 July 2025
For many established businesses, conventional insurance can feel like a necessary evil, a grudge purchase that delivers diminishing value over time. Yet, the transition from traditional coverage to self-insurance is not a leap of faith but a calculated step in risk maturity. In the past, self-insurance was traditionally reserved for major corporate organisations. The new trend is that smaller businesses, unable or unwilling to pay millions to insurers, are choosing a blended program of traditional and self- insurance.