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South Africa is among the best in the world when it comes to insurance product innovation. This ability is as much a blessing as a curse. As product providers strive to offer the best possible mix of cover (for insurance consumers) and return (for shareho
Modern civilisation is obsessed with wealth. There’s something in the Anglo-Saxon culture that demands the continued accumulation of capital goods, regardless of cost. That’s why growth in household debt outstrips (or at least matches) growth in household
You can learn a great deal by spending some time at one of the country’s major shopping malls. A close analysis of consumer behaviour will quickly betray a misfire in the country’s economic engine. And it’s just such a problem that the latest figures from
On 22 April 2009 South Africans will flock to the polls to choose the party they feel is best suited to run the country for the next five years. And there is no shortage of political parties canvassing their support. The Independent Electoral Commission
The strongest deterrent against FSP compliance missteps is or should be: