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Forget all the talk about past market collapses and future recoveries. These ebbs and flows are extraordinary events in the long-term market trend and best exploited by market speculators. That’s why economists refer to the dismal 2008 US-equity market pe
The Consumer Protection Act (CPA) was signed into law by Kgalema Motlanthe (then President of South Africa) on 24 April 2009 and published in the government gazette on 29 April of the same year. The Act will be implemented in two phases and come into full
What is entitlement? A quick search on dictionary.com provides a definition suitable for this forum. Entitlement is “the right to guaranteed benefits under a government program [such as] social security or unemployment insurance.” The South African govern
National Health Insurance (NHI) is not a new idea. The concept of universal health benefits for all South Africans is evident in government health policy documents dating back to 1994. But when an ANC task team policy document on healthcare solutions for
What do you believe will be the biggest challenge when the COFI framework is finally implemented?