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The ability to dream and envision the future are differentiators that help human brokers and advisers stand out in an increasingly digital world. Khanyi Nzukuma, CEO at Glacier by Sanlam, used his platform at the in-person Glacier Ideas Lab 2025 event to share his thoughts on leading in a changing world. He framed his comments around six trends driving wealth management, each of which will be explored in today’s newsletter.
A week or so ago, I did something that I had managed to avoid forever: I responded to a phishing email. Yes, dear reader, I clicked on one of those malignant URLs that intended taking me somewhere far worse than the courier website I thought I was about to visit. In this instance, my saving grace was one of those usually dreaded “404 Page Not Found” messages.
The 2025 Medium-Term Budget Policy Statement (MTBPS) delivered by South Africa’s Minister of Finance, Enoch Godongwana earlier this week, promises to refocus government on economic growth and job creation. Although fawned over by the media and various market commentators, there was little to suggest that small businesses, the real drivers of job creation in any economy, will be treated any differently.
The strongest deterrent against FSP compliance missteps is or should be: