Savings & Investments

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Four “silent spending habits” quietly eroding South Africans’ savings

29 May 2026

As South Africans continue to navigate a difficult economic climate marked by rising living costs, fuel price pressure, unreliable electricity supply and growing financial stress, many consumers may be unknowingly further sabotaging their own savings goals through small, seemingly harmless spending habits.

Why earning more isn’t making South Africans wealthier

24 April 2026

South Africans are missing a critical opportunity to improve their financial futures, not because they are not earning more, but because they are choosing to spend more instead of saving more.

Two-Pot Reform Lifts Preservation By 33% Despite Sustained Withdrawal Pressure says Old Mutual Corporate

24 April 2026

South Africa’s two-pot retirement system is starting to show that limited short-term access to savings does not have to come at the cost of long-term retirement security.

Rethinking conspicuous consumption: what South Africa gets wrong about spending, saving and survival

08 April 2026

For years, a familiar narrative has shaped how we understand South African consumers: they are over-indebted, under-saving, and prone to conspicuous consumption.

quick poll

Question

If you had to hazard a guess, when do you reckon the COFI Bill will be signed into law?

Answer

2026, as promised 2027 looks more likely Impossible to say More consultation needed

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