Retirement / Savings & Investments

Why the financial playbook of previous generations no longer works for young South Africans

Four “silent spending habits” quietly eroding South Africans’ savings

As South Africans continue to navigate a difficult economic climate marked by rising living costs, fuel price pressure, unreliable electricity supply and growing financial stress, many consumers may be unknowingly further sabotaging their own savings goals through small, seemingly harmless spending habits.

Why earning more isn’t making South Africans wealthier

South Africans are missing a critical opportunity to improve their financial futures, not because they are not earning more, but because they are choosing to spend more instead of saving more.

Two-Pot Reform Lifts Preservation By 33% Despite Sustained Withdrawal Pressure says Old Mutual Corporate

South Africa’s two-pot retirement system is starting to show that limited short-term access to savings does not have to come at the cost of long-term retirement security.