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More than a decade after tax-free investment accounts were introduced to encourage South Africans to save, Old Mutual believes the time has come for the government to refresh the limits to reflect today’s economic realities and meaningfully improve long-term financial and retirement outcomes.
With the end of the 2025/2026 tax year fast approaching, South Africans have a narrowing window to make financial decisions that can meaningfully improve their savings outcomes.
Do you want to invest but feel overwhelmed by the complexity of tax rules? Tax-free savings accounts (TFSAs) and retirement annuities (RAs) are powerful investment tools, offering disciplined ways to build long-term wealth while maximising tax benefits in a clear, predictable way.
As we move into February 2026, it’s worth revisiting some of the quieter building blocks of long-term investing. Not the ideas that dominate headlines, but the ones that do the work steadily over decades. One of these is the Tax-Free Savings Account (TFSA).
The strongest deterrent against FSP compliance missteps is or should be: