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Greater transparency needed in retirement industry

24 November 2014

In a time when retirement saving levels are at an all-time low in South Africa, the release of the Financial Services Board's (FSB) Retail Distribution Review (RDR) discussion paper earlier this month is seen as a step towards creating greater transparency and a simpler product offering for retirement fund investors.

Retirement: What to do when your nest egg is not enough

17 November 2014

After years of dedicated service and hard work, you feel that you have earned the right to enjoy a comfortable retirement. Unfortunately, this is not the reality for many South Africans. Research shows that many people realise that they have a shortfall of retirement savings that may not sustain them for the rest of their lives.

Actuarial Independence: the Holy Grail for retirement funds

14 November 2014

A two-pronged strategy for absolute transparency, proactive and intelligent risk management and exemplary corporate governance in retirement funds.

Pension funds that adopt a responsible investment approach

12 November 2014

Most working South Africans look forward to a comfortable retirement. Industry research has shown that less than 10 percent of South Africans will be able to retire financially comfortably. Those that are able to retire, will do so on limited income, while others will either be forced to work until they die, or rely on family and friends for some assistance. The latter is likely not the dignified retirement that most envisioned. For those that are able to retire and buy a pension, a few tough decisions are crucial at this time of one’s life to secure a promising future.

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Question

Do you think short-term insurance broking will survive the AI plus humanoid robotics age?

Answer

Human first always Not a chance Possibly maybe Yes, but reimagined

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