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Making short term sacrifices to achieve long term gains

Making short term sacrifices to achieve long term gains

01 April 2015

Studies done by European psychologists in the early 1960s suggest that a person’s natural state of happiness is maximised when he/she is given choice.. However, further developments on the studies show that when a person is presented with too many options, they often become confused as to which option is the best for them.

Attitudes towards retirement fund risk not affected by income or age

Attitudes towards retirement fund risk not affected by income or age

31 March 2015

While conventional wisdom would suggest that people of varying ages and incomes would have significantly varying attitudes towards retirement fund risks, a new study by Old Mutual Corporate has found that there is in fact very little difference across these demographics.

Wrapping up a retirement fund? Beware the long-tail risks...

Wrapping up a retirement fund? Beware the long-tail risks...

26 March 2015

Employers, beneficiaries and trustees avert long-tail risk by liquidating retirement funds.

What you really need to know before you retire

What you really need to know before you retire

11 March 2015

According to the Association for Savings and Investments in South Africa (ASISA), 89% of all retirement money went to living annuities in 2013, compared to only 59% a decade ago. While living annuities have become increasingly popular in the recent years, partly due to the increased cost involved in buying guaranteed annuities, National Treasury has raised concerns that investors do not always make the most informed decisions or act in a responsible manner when choosing a living annuity.

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Urgent need for a TER for beneficiary funds: Trustees need a meaningful comparison on fees and services

Urgent need for a TER for beneficiary funds: Trustees need a meaningful comparison on fees and services

04 March 2015
Topping up your retirement annuity

Topping up your retirement annuity

10 February 2015
When to take your retirement benefit

When to take your retirement benefit

05 February 2015
A guide to retirement products: choose the best for you

A guide to retirement products: choose the best for you

22 January 2015
Retirement reform: seeing past the market myths to the benefits

Retirement reform: seeing past the market myths to the benefits

19 January 2015
Retirement funds risk being used for money laundering

Retirement funds risk being used for money laundering

10 December 2014
What If? -The value of scenario planning when thinking about retirement

What If? -The value of scenario planning when thinking about retirement

04 December 2014
Product providers need to think outside the box to deliver more appropriate retirement income vehicles

Product providers need to think outside the box to deliver more appropriate retirement income vehicles

04 December 2014