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How to make your retirement savings last: common myths debunked

29 May 2018

There are many risks that need to be overcome to ensure that retirement savings last, says Allan Gray’s Shaun Duddy, including longevity, inflation and investment risk. In the piece below Duddy debunks common myths associated with retirement savings.

Does a lump sum at retirement age make sense?

24 May 2018

The thought of receiving a large lump sum at retirement is appealing to many people, and dreaming of spending it can make all the hard work over a lifetime seem worthwhile. Provident fund members, unlike pension fund members, are not compelled to convert the lump sum into a monthly income, but whether this option is in their best interest remains open to debate.

New regulations will help to improve your retirement outcomes

17 May 2018

Regular reviews of the South African financial services sector’s regulatory framework is essential to ensure the system remains resilient and problem areas are addressed. A good example of review with the intention to improve is the recently approved Retirement Funds Default Regulations.

The three phases of saving for retirement

14 May 2018

Life expectancy within the global context has been increasing rapidly, which enhances the growing risk of outliving your retirement savings. According to the World Economic Forum, individuals born in 2017 are expected to live to the year 2117. The obvious consequence of this is that it would be necessary to have enough savings to last more than 30 years after retirement.

quick poll

Question

If you had to hazard a guess, when do you reckon the COFI Bill will be signed into law?

Answer

2026, as promised 2027 looks more likely Impossible to say More consultation needed

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