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Biking to retirement: how cycling connects to better long-term investing

18 January 2019

As a recreational cyclist, I regard cycling as one of the most enjoyable and effective ways to get around. But while some cycling is for recreation, other times it can be about incremental goal setting. Every hill, every valley or every time challenge is within reach, if you are willing to do the necessary conditioning or preparation, which is a precondition for success. This makes for a ready comparison to the investment and retirement industry. Start with small achievable targets and learn to ride the ‘investment bike’ over many years, long before retirement. The more you ride, or the earlier you begin, the better you’ll become and the less frequently you will fall, crash or get hurt.

The estate planning implications of using tax-exempt savings vehicles

16 January 2019

Weighing up the benefits of retirement annuities and tax-free investments in detail before investing is common, but do consider the estate planning impact of either choice as part of the process. These investment vehicles each have unique characteristics that may have an impact on your estate, so it’s best to understand how these are dealt with.

RA or TFSA? How to maximise your retirement savings

11 January 2019

If you still want to take advantage of this year’s tax exemptions, the clock is ticking. What is the best way to maximise your savings? Theoretically, the most efficient option is investing in a retirement annuity (RA) before investing any excess amounts in a tax-free savings plan (TFSA). However, there are other factors that may outweigh the purely theoretical aspects:

Retirement Annuities - Plan your current investments today to ensure your desired lifestyle tomorrow

10 January 2019

According to Lourens Coetzee of Marriott Asset Management, maintaining your lifestyle in later years should be the core objective of your investment plan. However, to achieve this objective, you are often required to adjust your lifestyle today so that you are not forced to do so in the future.

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Question

Do you think short-term insurance broking will survive the AI plus humanoid robotics age?

Answer

Human first always Not a chance Possibly maybe Yes, but reimagined

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