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Two-buckets versus the 12% NSSF malarkey

Two-buckets versus the 12% NSSF malarkey

06 September 2021

Asset managers plying their trade in South Africa are holding a watching brief over a number of retirement fund proposals that, if implemented, will have a significant impact on retail clients’ disposable incomes and retirement savings outcomes. Their vigil is joined by members of the country’s financial planning community who are justifiably concerned about the impact such changes will have on their clients’ retirement journeys. “We have received many questions [from advisers] on the recent retirement fund proposals,” said Sangeeth Sewnath, Deputy MD at Ninety One, during an interview with the asset manager’s Advisor Services Director, Jaco van Tonder.

Accessing retirement savings before retiring like stepping into quicksand

Accessing retirement savings before retiring like stepping into quicksand

01 September 2021

The recent announcement that the government is looking at ways to allow people to access their retirement savings in an emergency as from next year may have given many people hope that their financial woes are about to end.

Retiring soon? Here is what you should know about annuities

Retiring soon? Here is what you should know about annuities

26 August 2021

Retirement is an important milestone that many of us look forward to with anticipation. Having built up a working lifetime’s worth of retirement savings, selecting the right annuity option to meet your income needs in retirement is important. You need to take the time to consider your income options carefully, which can be a daunting prospect. In this article, we explore the features of annuities to provide you with some guidance.

Life’s financial trade-offs to help you retire better

Life’s financial trade-offs to help you retire better

24 August 2021

People often need support to make the most of their money to live better and retire better. The right support at the right time means that better choices are possible because they’re based on a good understanding of options. Choices that relate to big financial decisions often are best made with expert help from a qualified financial adviser. But there are things that each of us can do for ourselves to make the most of our money.

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Pressure on pensions: How to successfully fund Africa over time

Pressure on pensions: How to successfully fund Africa over time

19 August 2021
Living annuities: Innovation essential to achieve growth and income

Living annuities: Innovation essential to achieve growth and income

19 August 2021
Proposed amendments to retirement savings rules must be intentional and specific

Proposed amendments to retirement savings rules must be intentional and specific

18 August 2021
Retirement terminology 101

Retirement terminology 101

17 August 2021
How much do you need to retire comfortably?

How much do you need to retire comfortably?

13 August 2021
National Treasury’s proposed two-bucket system

National Treasury’s proposed two-bucket system

13 August 2021
Recreate Your Future, Rethink Retirement

Recreate Your Future, Rethink Retirement

12 August 2021
Women are less ready for retirement. Here’s how to close the gap

Women are less ready for retirement. Here’s how to close the gap

09 August 2021