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Retirement / General

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Retirement diversification in action

Retirement diversification in action

27 September 2021

Many people think that diversification in retirement is limited to the choices between guarantees and living annuities. If a living annuity is selected, the diversification among funds, geographical regions and asset classes is well-known.

The 10 most important considerations when selecting a retirement income solution

The 10 most important considerations when selecting a retirement income solution

23 September 2021

There are several income solutions available to choose from when you reach retirement, each meeting different requirements. Amongst these solutions, the two traditional ones that are currently used to provide retirees with an income from their retirement savings are a guaranteed life annuity and a living annuity.

To protect your retirement funds, look offshore

To protect your retirement funds, look offshore

20 September 2021

South Africa faces a long, hard road to economic recovery, with the combination of massive unemployment, huge additional debts incurred as a result of Covid-19 and constrained government spending meaning that it will take years just to get back to pre-Covid GDP levels.

Practical considerations regarding a deceased loved one’s retirement savings

Practical considerations regarding a deceased loved one’s retirement savings

16 September 2021

The death of a loved one is one of the most stressful events a person can experience. It is a difficult period and is far from the best time to make serious financial decisions, but in many instances the beneficiaries of retirement savings will require an immediate income and some of the decisions cannot be postponed.

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How changes to provident fund annuitisation affect approved lump-sum disability benefits

How changes to provident fund annuitisation affect approved lump-sum disability benefits

14 September 2021
South Africa’s current retirement conundrum

South Africa’s current retirement conundrum

14 September 2021
Combining a tax-free savings account with your RA can extend your earnings by an additional 12 years in retirement

Combining a tax-free savings account with your RA can extend your earnings by an additional 12 years in retirement

09 September 2021
Solving South Africa’s retirement savings crisis

Solving South Africa’s retirement savings crisis

09 September 2021
Two-buckets versus the 12% NSSF malarkey

Two-buckets versus the 12% NSSF malarkey

06 September 2021
Accessing retirement savings before retiring like stepping into quicksand

Accessing retirement savings before retiring like stepping into quicksand

01 September 2021
Retiring soon? Here is what you should know about annuities

Retiring soon? Here is what you should know about annuities

26 August 2021
Life’s financial trade-offs to help you retire better

Life’s financial trade-offs to help you retire better

24 August 2021