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Lightning presents growing financial risks for homeowners

21 October 2013

South Africa has one of the highest lightning ground strike densities in the world, which can have major financial repercussions for businesses and local homeowners. In the US, the cost of damage caused by lightning strikes totalled nearly $1 billion in insured losses in 2011 alone, according to the Insurance Information Institute.

Avoid underinsuring your jewellery

03 October 2013

Alexander Forbes Insurance (AFI) says regular valuations of insured jewellery should be made particularly in the face of the weakening of the rand.

Tips from Regent Insurance: 8 things to check when taking out a travel insurance policy

26 September 2013

When you are about to go on holiday the last thing you tend to think about is something going wrong. You leave behind everything that is familiar to you, your home, parents, loved ones and doctors. Will you be able to afford to pay for those unexpected expenses? Taking out travel insurance can protect you against the unique risks associated with travel and provide you with the peace of mind you need on your holiday. However, travelers are often not fully aware of what is, or is not, covered by their policy, or spend more than they should.

SA crime stats reveal home robberies on the rise – here’s how to avoid becoming a victim

25 September 2013

Home robberies have increased by 3.6% over the last year, according to the 2012/2013 South African Police Service Crime Statistics. As a result, it is important for homeowners to ensure they implement precautionary measures to protect themselves against this increasing crime.

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Question

The strongest deterrent against FSP compliance missteps is or should be:

Answer

A criminal conviction Debarment Fine or penalty Any of the above can work

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