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Income protection benefits will ensure that your clients will have an income and a reasonable standard of living if they become disabled. Despite the crucial necessity of such cover, income protection is undersold in South Africa, revealing a significant
Given the unique circumstances in South Africa, risk cover has become an integral part in retirement planning for trustees and consultants.
The traditional individual life occupational disability product has two flavours: a lump sum payout or a payout as a stream of income. While occupational definitions are a good match for the inability to work, what is less clear is whether lump sums shoul
A recent case handled by the office of the Ombudsman for Long-term Insurance demonstrates the critical role that ancillary benefits can play to ensure the survival of the policy until a potentially valid claim is admitted.
If you had to hazard a guess, when do you reckon the COFI Bill will be signed into law?