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Women have always been the carriers of the next generation, but recent research indicates that many women (maybe most) also play the chief role in sustaining their families financially. What can this generation of bread-winning women do to be more prepared?
Life insurance claims pay-outs are complex at the best of times. Circumstances beyond your client’s control can result in their life policy not performing as intended. Both advisor and policyholder should take steps to avoid the following cession nightmare.
Experts in the income protection space are urging both financial advisers and their clients not to rely on Lump Sum (Capital Disability) products to provide a ‘one cover fits all’ disability solution… Sensible income protection strategies demand a balance between capital lump sum and income replacement benefits.
Cancer is a dread disease that nobody wants to face. It imposes severe financial and emotional hardships on both the sufferer and their family, especially if contingency plans for such eventualities are not in place. Advances in underwriting practices mean that you can offer your clients risk covers based on their specific needs.
If you had to hazard a guess, when do you reckon the COFI Bill will be signed into law?