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Death, critical illness and disability cover for the modern woman

Death, critical illness and disability cover for the modern woman

01 October 2012 | Life

Women have always been the carriers of the next generation, but recent research indicates that many women (maybe most) also play the chief role in sustaining their families financially. What can this generation of bread-winning women do to be more prepared?

Beware the risks in ceding life policies

Beware the risks in ceding life policies

01 October 2012 | Life

Life insurance claims pay-outs are complex at the best of times. Circumstances beyond your client’s control can result in their life policy not performing as intended. Both advisor and policyholder should take steps to avoid the following cession nightmare.

The top tip for income protection is to get the balance right

The top tip for income protection is to get the balance right

01 October 2012 | Life

Experts in the income protection space are urging both financial advisers and their clients not to rely on Lump Sum (Capital Disability) products to provide a ‘one cover fits all’ disability solution… Sensible income protection strategies demand a balance between capital lump sum and income replacement benefits.

Underwriting ‘the Big C’

Underwriting ‘the Big C’

01 October 2012 | Life

Cancer is a dread disease that nobody wants to face. It imposes severe financial and emotional hardships on both the sufferer and their family, especially if contingency plans for such eventualities are not in place. Advances in underwriting practices mean that you can offer your clients risk covers based on their specific needs.

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Can the High Court land a knockout punch on the FAIS Ombud?

Can the High Court land a knockout punch on the FAIS Ombud?

01 October 2012 | Features / Profiles
Brokers must step in to manage consumers’ product expectations

Brokers must step in to manage consumers’ product expectations

01 October 2012 | Features / Profiles
Getting to grips with the insurance “Sanctions Clause”

Getting to grips with the insurance “Sanctions Clause”

01 October 2012 | Features / Profiles
Using plain language to communicate conflicts to clients

Using plain language to communicate conflicts to clients

01 October 2012 | Features / Profiles
Navigating insurance hurdles after a cancer diagnosis

Navigating insurance hurdles after a cancer diagnosis

01 October 2012 | Features / Profiles
New Socialism and its evolution

New Socialism and its evolution

01 October 2012 | Prof Robert Vivian
Underwriters play a crucial part in “greening” the economy

Underwriters play a crucial part in “greening” the economy

01 October 2012 | Features / Profiles
Serving advisors through Masthead

Serving advisors through Masthead

01 October 2012 | Features / Profiles