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Life and disability benefits: are you suitably covered?

15 October 2015 | General

Many employees belong to a group company scheme that provides them with life and disability cover, yet remain unaware of the benefits that they are due and as such do not claim these benefits even when they are entitled to them. Added to this, many employees are also unaware of how their cover works, for example whether their cover continues when they are absent from work because they are taking part in a strike, or even if they are retrenched.

Avoid payout delays by choosing the right beneficiary on your life insurance

13 October 2015 | General

The process of taking up life or funeral insurance is often treated as a tick-box exercise and people overlook important factors such as selecting the right beneficiary. In most cases, nominated individuals are not even aware that they are beneficiaries on someone’s life or funeral insurance policy.

The Jerrier v Outsurance judgment explained

12 October 2015 | General

It has been suggested by some that the judgment against Outsurance in favour of Mr Jerrier in the KZN High Court 2015 resulted from a failure of plain language. On the contrary, it is based on the plain meaning of the bargain. The court found: