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Many unmarried couples mistakenly believe that they are protected as “common law” spouses. However, South African law does not recognise the concept of a "common law marriage". This means that no amount of time spent living with another person will convert a cohabitation relationship into a marriage.
More often than not, it takes a tragedy or sudden uncertainty for us to realise we may not be adequately prepared to cope financially.
What can retirement funds do to improve client-adviser engagement during members’ employment years?