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Life insurer FMI says it has started reviewing the vaccination status of new customers at risk assessment stage, which means that unvaccinated new customers will, in certain categories, now be subject to higher premiums for cover.
It is well known that in the case of individual life policies, an insurer may pay the proceeds of a life policy to the deceased estate or alternatively to beneficiaries, nominated by the deceased prior to death.
What can retirement funds do to improve client-adviser engagement during members’ employment years?