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HIV Management Programmes show encouraging results

26 November 2013 | Dread Disease and/or Disability / Critical Ilness

As we highlight World Aids Day on 1 December it is encouraging to see there have been major advances in the understanding of the disease as well as developments in its management over the last decade. Gone are the days when it would be taken as a death sentence. Today HIV is a manageable chronic disease like any other chronic condition.

Long-term risk considerations for clients who like Adrenaline Kicks

26 November 2013 | General

A few years ago, extreme or action sports were reserved for a brave few and the requirements were fairly simple — with the right kit, the right place and a generous dose of courage you were ready to go. But things have changed and these days action sport is a multi-million dollar industry. In fact, the total number of participants in the five most popular action sports – skateboarding, paintball, wall climbing, mountain biking and trail running - is more than 40 million in the USA alone, according to a report by Global Industry Analysts. And South Africa has not escaped the trend. Sports such as mountain biking are rapidly growing in popularity, motorsport remains a firm favourite among speed junkies and even cage fighting is gaining infamy among executives keen to work out their stress with some one-on-one bare knuckle combat.

Advances in science enable cover for people living with HIV

21 November 2013 | Dread Disease and/or Disability / Critical Ilness

Advances in science mean that HIV/AIDS can now be viewed as any other managed chronic condition, giving people living with the disease access to life, disability and severe illness cover for their businesses and families.

Divorce and pension interest

20 November 2013 | General

Divorce is often a bitter and costly exercise, and the last thing one wants is to go through the legal process only to be left with an unenforceable divorce order in so far as it relates to a share in pension interest.

quick poll

Question

What can retirement funds do to improve client-adviser engagement during members’ employment years?

Answer

Advice at onboarding Annual adviser check-ins Meet-an-adviser workshops Offer advice at life-stage events

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