Legal Affairs

Security companies, vicarious liability and joint wrongdoers

Days of grace do not apply to a repudiated life insurance policy

In a June 2021 judgment, the Supreme Court of Appeal held that the 30 day grace period for an unpaid premium in a life policy does not apply where the cancellation of the policy is a result of a repudiation by the insured herself. The grace period only applies where the non-payment of the premium is not in all the circumstances a repudiation of the policy.

Insurers must remember to KISS (keep it simple, stupid): Tips on the use of plain language in insurance contracts

In spite of concerted efforts over the past decade to simplify contractual terms, consumers remain content to append their signatures to agreements without having perused the governing terms and conditions.

The tax treatment of retail loyalty programmes decided by the Constitutional Court