Legal Affairs

Covid-19 business interruption claims and virus exclusions (USA)

While this Ohio Appellate Court judgment found that the insured did not suffer direct physical loss or damage so as to warrant coverage, it also considered the application of the virus exclusion in the policy

A fall walking from bed to desk at home is a workplace accident (Germany)

The German Federal Social Court held that an area sales manager working from home was on his way to work and therefore suffered a workplace accident when he slipped down his spiral staircase and broke a thoracic vertebra while going from his bed directly to his computer.

The law does not require impossibilities and its effect on prescription

The proceeds of an insurance life policy benefitting an insolvent belong to their trustee

An unrehabilitated insolvent, who is a nominated beneficiary in terms of a life insurance policy, is not entitled to the proceeds of the policy to the exclusion of the trustees of their insolvent estate.