Legal Affairs / General

What is “loading and unloading” in policy exclusion

A US supreme court held that an insurer does not have to defend or indemnify an exercise equipment store after its delivery workers dropped an exercise machine on a customer.

Vorsprung drafting technik: preserving the no-claim bonus and disclosure

Insurer’s discretion

Policies sometimes provide for determinations to be made at the insurer’s discretion or for insurers to form an opinion as to relevant facts.

Can Bitcoin be insured?

As the use of cryptocurrencies like Bitcoin increases, so will the demand for insurance to protect against the risks associated with them. A number of global Bitcoin storage providers offer their customers insurance for storage vault failure. At least one US insurance group offers Bitcoin holdings insurance as an endorsement to existing crime policies.