Investments

US and SA interest rate decisions: a global and local economic outlook

Following the recent announcements from the United States (US) Federal Reserve (Fed) and the South African Reserve Bank (SARB), Maarten Ackerman, Chief Economist at Citadel, reflects on the complexities both economies face as they navigate their respective challenges and opportunities.

Fund managers weigh in on offshore, onshore debate

The percentage of a living annuity portfolio that should be invested offshore has plagued local annuitants and their financial planners for years. It is arguably one of the most important decisions to weigh up as your clients move from a regulation 28 constrained pre-retirement environment, where exposures to asset classes are strictly capped, to a living annuity world where pretty much anything goes.

Falling interest rates: how many years you can shave off your home loan?

The Monetary Policy Committee's (MPC) decision to cut interest rates by 25 basis points was widely anticipated. This marks the first rate cut in four years, offering a start to some much-needed relief to households that have struggled with high inflation and steep debt servicing costs over the past two years. As both inflation and debt costs decrease, households will begin to have more disposable income available to them.

Lowering the anchor on inflation