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Many young people struggle to justify whether they really need health insurance cover, when being caught between the rock and the hard place of earning their first, albeit limited income as a young adult, and having to take responsibility for their own healthcare financial planning.
Thinking about medical aid is enough to give anyone a headache. The jargon, T&Cs and the dreaded co-payments. One term that all medical aids undoubtedly use is Prescribed Minimum Benefits (PMBs), but it is another grey area that many people are not too clued up on.
The strongest deterrent against FSP compliance missteps is or should be: