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While nobody can argue that a healthy lifestyle, regular exercise, and a balanced diet are essential for longevity and overall wellbeing, the reality is that accidents and illness can affect anyone, no matter how physically fit or healthy you may be.
Skin cancer is the most common cancer worldwide. Given that the South African sun has one of the highest Ultraviolet (UV) levels in the world, it is no surprise that we also have one of the highest incidences of skin cancer in the world. While many cancer treatments are covered by medical schemes such as Prescribed Minimum Benefits (PMBs), medical expense shortfalls are still common and run into thousands of Rands. Protecting yourself and your skin should be a top priority, but if the need for treatment arises, having gap cover in place is critical to protecting your financial future and well-being.
When it comes to healthcare, the focus has moved to preventative managed care and particularly, health checks and screenings. These include tests carried out by a medical doctor to check for diseases and health conditions, even before you may have any symptoms.
Mental health is a complex issue, one which many of us take for granted during times when all is going well in our lives. But anything can affect our mental wellbeing, including changes in one’s financial or social circumstances, traumatic experiences, losing a loved one, biological factors and underlying medical conditions.
If you had to hazard a guess, when do you reckon the COFI Bill will be signed into law?