The current state of healthcare access for freelancers and artists
One of the primary hurdles freelancers and artists face is managing the cost of healthcare amidst their fluctuating income. Unlike salaried employees who receive a consistent paycheck, freelancers' earnings can vary greatly depending on the availability of work and timely client payments. This unpredictability makes it challenging to commit to regular monthly payments for medical aid, as any delay or non-payment from clients can disrupt their financial stability and lead to the cancellation of their coverage. Reinstating medical aid after a lapse is not only costly but also complicated, exacerbating their struggle to maintain continuous healthcare access.