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Having recently celebrated 30 years of democracy in South Africa, I am prompted to think about what the next 30 years will look like for South Africans. For example, will the percentage of people retiring comfortably increase from the current 6%, or will it decrease?
How the F(inance) does one talk ‘money’ with one’s kids?
In a South Africa where the inevitability of pain can seem daunting, one concept stands out as liberating: the choice between the pain of discipline and the pain of regret.