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For many South Africans, a year-end bonus offers an annual opportunity to exhale, catch up on debts, and spend a little more frivolously over the festive season. But what if we shifted our focus from short-term fulfillment to long-term gain?
For many young South Africans, hope feels out of reach. Current economic conditions, the scarcity of jobs, and a lack of promising future prospects all lead to young people feeling disenfranchised with no path to personal, professional and financial independence.
The biggest threat to your financial success isn't a depressed market, a recession, or a bad investment - it's you.
As an adviser reading this article, which discipline do you find most important for retirement planning?